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$439,000
14 Days On Site

528 OCEAN SPRAY DRIVE
RUSKIN, FL 33570

For Sale|Single Family Residence|Active
4
Beds
4
Total Baths
3
Full Baths
1
Partial Bath
2,820
SqFt
$156
/SqFt
2021
Built
Subdivision:
SHELL COVE PH 2
County:
Hillsborough

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528 OCEAN SPRAY DRIVE528 OCEAN SPRAY DRIVE528 OCEAN SPRAY DRIVE528 OCEAN SPRAY DRIVE
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Welcome to your new home where opportunity meets lifestyle in the sought-after Shell Cove community! Assumable VA loan at 2.99 for qualified veterans. Built in 2021 and move in ready, this spacious 3 bedroom, 2.5 bathroom with additional mother in law suite boasting an additional 1 bedroom, 1 bathroom with separate living space, kitchenette, and separate key entry, offers 2,820 sq ft of thoughtfully designed living space perfect for buyers who are ready to make it home. Step inside through the 9ft door entry to the soaring high ceilings, beautiful flooring, vaulted ceilings, and open concept layout makes living effortless. The chef’s kitchen is the heart of the home, featuring granite countertops, stainless steal appliances, and a large center island that invites gatherings. Community offers resort style pool, dog park, playground, basketball court, clubhouse, and scenic walking trails. Neighborhood has Publix, Walmart, UTC Mall and Ellenton Premium Outlets, local waterfront dinning, Little Harbour Marina, local boat and jet ski rentals, Bahia Beach, Apollo Beach Nature Reserve and easy commutes to Tampa, St. Petersburg, Sarasota.

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Listing Snapshot
Price 
$439,000
Days On Site 
14 Days
Bedrooms 
4
Inside Area (SqFt) 
2,820 sqft
Total Baths 
4
Full Baths 
3
Partial Baths 
1
Lot Size 
0.18 Acres
Year Built 
2021
MLS® Number 
TB8481015
Status 
Active
Property Tax 
$10,267
HOA/Condo/Coop Fees 
$7 monthly
Sq Ft Source 
Public Records
Friends & Family
Recent Activity
4 days agoListing updated with changes from the MLS®
2 weeks agoStatus changed to Active
2 weeks agoListing first seen on site
General Features
Acres 
0.18
Attached Garage 
Yes
Direction Faces 
West
Foundation 
Slab
Garage 
Yes
Garage Spaces 
3
Levels 
One
Parking 
Attached
Pets 
Breed Restrictions
Property Sub Type 
Single Family Residence
Sewer 
Public Sewer
SqFt Total 
3709
Water Source 
None
Zoning 
PD
Interior Features
Appliances 
Convection OvenDishwasherDisposalDryerFreezerMicrowaveRangeRefrigeratorWasher
Cooling 
Central Air
Flooring 
CarpetTile
Furnished 
Unfurnished
Heating 
Central
Interior 
Crown MoldingHigh CeilingsOpen FloorplanTray Ceiling(s)Walk-In Closet(s)
Laundry Features 
Laundry Room
Bathroom 2 
Level - FirstFeatures - Double Vanity, Granite Counters
Bathroom 3 
Level - First
Bedroom 2 
Level - FirstFeatures - Double Vanity
Bedroom 3 
Level - FirstFeatures - Double Vanity
Kitchen 
Level - FirstFeatures - Pantry
Living Room 
Level - First
Master Bathroom 
Level - FirstFeatures - Double Vanity, Granite Counters
Master Bedroom 
Level - First
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Exterior Features
Construction Details 
Stucco
Roof 
Shingle
Community Features
Association Dues 
83.94
Financing Terms Available 
CashConventionalFHAVA Loan
HOA Fee Frequency 
Annually
MLS Area 
33570 - Ruskin/Apollo Beach
Roads 
Asphalt
Township 
32
Listing courtesy of EXP REALTY, LLC (321) 586-3747



Listing information is provided by Participants of the Stellar MLS. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Properties displayed may be listed or sold by various participants in the MLS Copyright 2026, Stellar MLS.
Last checked: 2026-03-12 09:19 AM EDT

Neighborhood & Commute
Source: Walkscore
Disclosure: Community information and market data powered by Constellation Data Labs. Information is deemed reliable but not guaranteed.
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